By Zhao Huaiyong　

Date: 2001/12/27

Abstract:

Personal credit system refers to a sum of a set of rules, policies and laws for administrating, supervising and safeguarding personal credit activities in economic life. It plays an important role in safeguarding market economic order and improving market economic system. The paper proceeds from China's practical situation, examines the problems and main constraints in the course of personal credit system construction in China, and comes up with the principles, thinking and policy proposals for promoting the establishment of personal credit system in China.