By Li Jianwei, Yang Lin

Date: 2005/03/04

Abstract:　　

It has been seen in the history of international insurance industry that great system risks can be triggered by unbalanced asset-liability issue; therefore the critical means of risk prevention is to secure asset-liability balance, which is also the only way leading to higher economic value of the insurance companies and their core competitiveness. At present, the unbalanced asset-liability issue is becoming a serious problem in the insurance companies in China. It is critical to improve the supervision model and the internal control mechanism of the insurance companies in light of the asset-liability balance risks of the insurance industry in China with borrowed international experiences and management and control mechanism. The purpose is to construct a dynamic payment management model focused on balanced asset-liability relationship.