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The creditworthiness information sharing system in the United States and its experiences
By Wang Wei
Date: 2002/10/09
Abstract:
The creditworthiness information is a very important resource in a credit economy. The essence of a creditworthiness investigation system is to provide a mechanism on exchanging and sharing creditworthiness information for the credit market, thus promoting the reasonable utilization of creditworthiness information and the optimal allocation of creditworthiness information resources. The United States is the country with the most advanced credit economy. The formation and function of the creditworthiness information exchange and sharing mechanism in the USA is of important value of reference for the design and development of China's credit system.
