At present, the unitary mortgage means for obtaining personal housing loans will not only accumulate more and more potential risks for the banking sector, but also impede people with low and medium income from realizing their cherished desires of buying houses due to the high threshold for getting loans.

Judging from the product character, breakeven fund is a kind of low venture and semi-closed fund which is a breakthrough for the traditional investment concept of common fund.

From the macro point of view, the monetary policy and banking supervision and control have different characteristics in terms of economic cycle.

On the basis of researches on the impact of the unsmooth financing channel upon the operation risks of stock companies, the article makes a comparative study on the main channels for inside and outside financing of the stock companies.

At present, the establishment of a pluralistic and multi-tiered financing system for small and medium-sized enterprises should start from the multivariation of obligation financing and equity financing.

The paper gives an introduction of the present state and development trend of the private investment in Zhejiang Province.

Trade associations which have been developed to some extent are one of the important pillars for the framework of socialist market economic system.