The paper summarizes the new features of the difficulties of the privately owned enterprises in obtaining financing.

Since 1998 when the credit guarantee system was put into trial operation, the credit guarantee business for the small and medium-sized enterprises in China has been rapidly developed.

Starting from cases of various kinds, the paper analyzes the issues existing in protection of the legitimate rights of privately owned enterprises and the causes for the issues.

Credit rating sector is a part and parcel of social credit system in a modern market economy.

Among the financing aid programs for small enterprises by the US federal and local governments, the Small Enterprise Investment Company Program of the Federal government and Massachusetts Technology Development Program are the most typical.

Since the mid 1990s, along with the development of the market economy in China and changes in the internal and external economic and trade environments, the slow transformation of the operation system of the state-owned economy has become more and more conspicuous.

On the basis of comparing the processes of power system reform and deregulation in Britain and in the United States, the paper examines the impact of industrial organization and management system on the reform model of the monopolistic sectors.