Financial regulation is in line with macro-management and should follow some basic principles of management.

There are two types of financial holding groups in China, which are commonly known as business type and non-business type (banks).

For China’s financial regulation and management reform, some financial regulatory reform measures must be improved relating to financial development approach, risk awareness and government management model.

The primary cause of small and micro-enterprises’ financing difficulty is due to the fact that banks couldn’t get to know the effective information about their financial conditions, the actual controller status, as well as their production and sales conditions, leading to severe information asymmetry.

We should actively prevent and properly handle financial risks and keep money creation mechanism unhindered; relevant policies and supporting measures for reform need to be made to prevent further distortion of resource allocation structure caused by monetary policy.

To evaluate the effects of rural credit system building, we made field surveys in Anshun city of Guizhou province, as this city enjoys a complete rural households’ credit information system.

The global financial crisis exposed the drawbacks of the tripartite model of financial regulation in the UK